The Best Ways to Build Credit to Buy a Home
It's 2018 and you have decided that you are DONE with renting and are ready to start thinking about buying a home. Congratulations, this will be a huge step! There are many things you should do in order to prepare yourself and your family for this big life change. One of the top things is to build your credit up to qualify for a good mortgage loan. You should also look at as many homes as it takes to find your dream home to buy. The Lake of the Ozarks Real Estate and Area Business Guide is a well known and longtime publication in the area that has been bringing buyers and sellers together for over 34 years. To look at some of the top homes for sale at the Lake of the Ozarks, check out our guide. If you need assistance finding one, call 573-280-9588 or 573-692-2922. Keep reading for a few ways to help you build your credit to buy a home.
One of the best ways to stay on top of good credit is to know where you are at. Try using a free credit report site, such as www.CreditKarma.com for example.
Dispute errors on your credit report.
Making mistakes is part of being human. Credit reporting companies are made up of humans and mistakes happen. If you see something on your credit report that doesn't look right, make sure you dispute it For example if you paid something but it shows unpaid, have it corrected. Doing so can greatly affect your credit score.
Use credit cards responsibly.
Avoid splurging on furniture with credit cards. Too often people will be in the process of buying a home and can charge a bunch of pieces of furniture to their credit cards. Do not do this. Your credit score could take a hit and could cause you to be disqualified for your mortgage loan.
Make your credit card and loan payments on time.
If you are known to make payments late, set a reminder on your phone or write reminders in your planner - do whatever you have to, to remember to make your payments on time. When trying to qualify for a mortgage, lenders want to see you are financially reliable and have a good credit score.
Take the stress out of searching through several homes in the area and get yourself a Lake of the Ozarks Real Estate and Area Business Guide. Hold in your own 2 hands the key to real estate at the Lake. From homes in good school districts to luxury homes to waterfront paradises, you can't go wrong by picking up one of our guides. If you have any questions, please don't hesitate to give us a call, our phone numbers are listed below.
Best Ways to Build Credit to Buy a Home
Track your credit score.One of the best ways to stay on top of good credit is to know where you are at. Try using a free credit report site, such as www.CreditKarma.com for example.
Dispute errors on your credit report.
Making mistakes is part of being human. Credit reporting companies are made up of humans and mistakes happen. If you see something on your credit report that doesn't look right, make sure you dispute it For example if you paid something but it shows unpaid, have it corrected. Doing so can greatly affect your credit score.
Use credit cards responsibly.
Avoid splurging on furniture with credit cards. Too often people will be in the process of buying a home and can charge a bunch of pieces of furniture to their credit cards. Do not do this. Your credit score could take a hit and could cause you to be disqualified for your mortgage loan.
Make your credit card and loan payments on time.
If you are known to make payments late, set a reminder on your phone or write reminders in your planner - do whatever you have to, to remember to make your payments on time. When trying to qualify for a mortgage, lenders want to see you are financially reliable and have a good credit score.
Top Real Estate Properties at the Lake of the Ozarks
Take the stress out of searching through several homes in the area and get yourself a Lake of the Ozarks Real Estate and Area Business Guide. Hold in your own 2 hands the key to real estate at the Lake. From homes in good school districts to luxury homes to waterfront paradises, you can't go wrong by picking up one of our guides. If you have any questions, please don't hesitate to give us a call, our phone numbers are listed below.
The Lake of the Ozarks Real Estate and Area Business Guide has been bringing buyers and sellers together for over 34 years!
Address:
P.O. Box 437
Camdenton, MO 65020
Phone:
Angie: 573-280-9588
Angie: 573-280-9588
Bill: 573-692-2922
Email:
adcopy@reguidebook.com
Website:
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